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Family putting coins into a piggy bank - start saving today with a Century Bank savings account!

Personal Savings

Reach your financial goals faster

At Century Bank, we've been helping our friends and neighbors reach their financial goals since 1969. Whether you are setting aside money for a home down payment or building an emergency fund, our personal savings accounts and CDs offer everything you need to grow your money!

Piggy bank icon

Savings

Dependable, straightforward savings account.


  • red checkmarkFree Online Banking
  • red checkmarkFree eStatements
  • red checkmarkFree Mobile Banking
  • red checkmarkDebit card
  • red checkmarkCompetitive Interest Rate
  • red checkmarkFDIC Protection
Sack of money icon

Super Savings

Rewards you for practicing good financial savings habits.    


  • red checkmarkFree Online Banking
  • red checkmarkFree eStatements
  • red checkmarkFree Mobile Banking
  • red checkmarkDebit card
  • red checkmarkCompetitive Interest Rate
  • red checkmarkFDIC Protection
  • red checkmarkMonthly transfer from 
    blank white squarechecking
     required
purse shaded icon

Money Market

A great way to grow your money. The higher your daily balance, the higher your rate of return.


  • red checkmarkFree Online Banking
  • red checkmarkFree eStatements
  • red checkmarkFree Mobile Banking
  • red checkmarkDebit card
  • red checkmarkCompetitive Interest Rate
  • red checkmarkFDIC Protection
Safe icon

Certificates of Deposit

Safe, secure return when you don’t need immediate access to your funds.


  • red checkmarkFree Online Banking
  • red checkmarkFree eStatements
  • red checkmarkFree Mobile Banking
  • red checkmarkCompetitive Interest Rate
  • red checkmarkFDIC Protection

Century Bank personal savings account advantages

When you open a personal savings account, you get more than a great rate and security. The following benefits are standard with all our accounts:

  • Access to your personal savings account anytime, anywhere through the Century Bank Mobile App and Online Banking
  • Deposit checks using our mobile app or at any of our branches and ATMs*
  • Manage accounts and set up alerts and automatic transfers
  • Free eStatements delivered immediately to your inbox

CD vs savings account vs money market: Which is right for you?

You’re saving money, but where is the best place to keep it? If you’re looking for short-term options featuring safety with some interest, then a personal savings account or money market account are your best bets. Personal savings accounts and money market accounts both give you easy access to your funds through our app, online and at ATMs. Money market accounts may have higher rates for larger balances.

If earning interest is a priority for you and you don’t need access to the funds right away, then a CD (certificate of deposit) is the way to go. CDs may offer higher interest rates than savings accounts and unlike a money market account, you lock-in at an interest rate for a specific period of time.

In short, the best place to store your depends on your goals!

What you need to open a personal savings account

Opening a personal savings account at Century Bank can be done easily online or at any of our branches. You’ll need the following readily available:

  • Two forms of ID
  • Valid Social Security number
  • Low minimum opening deposit*

Apply Now

Tips for managing your personal savings account

  • Take advantage of automation. By setting up automatic transfers, you can ensure money is going into your savings account as often as you want.
  • Monitor your account regularly. Sign up for eStatements and every month check your electronic statement with your records. This will allow you to see how even small additions to your account add up over time!
  • Set personal savings goals for yourself. Look for ways to set aside extra money whenever possible to achieve your milestones even sooner. 

 

FAQs

Q: Where do I find my entire savings account number?
A: You can view your account number through Online Banking or the Century Bank Mobile App. From the dashboard, select your account and scroll to the “Details” section.
Q: Is there a minimum amount to open a savings account?
A: Yes. Depending on account type, you can open with as little as $1- $10. A minimum of $500 is needed for CDs.
Q: How do I deposit money into my personal savings account?
A: You can make cash deposits at many of our ATMs or any branch. You can make check deposits at our ATMs, any branch or with the Century Bank Mobile App.
Q: Is money deposited into my account insured?
A: Yes. Century Bank personal savings accounts may be insured by the FDIC. Refer to the FDIC’s website for details
Q: What do I do if my debit card is lost or stolen?
A: Contact us immediately. We can shut off your debit card and issue a new one. You can also disable your card through the Card Management feature in the Century Bank Mobile App and Online Banking.

Offers may be modified or withdrawn at any time without notice.

*Please note that data use charges may apply. Check with your mobile service provider for details.


Product Minimum To Open Min. Daily Balance To Earn Stated APY Interest Rate Annual Percentage Yield (APY)

    Savings

    Money Market

    CDs/IRA CDs (Auto-Renewable)

    Other Individual Retirement Options