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Mortgages

We make borrowing easy.

Whether you are buying your first home, upgrading to a bigger house, or purchasing a vacation property, Century Bank will make your dreams a reality. When you join the Century Bank family and take out a mortgage, you can rest assured you are in good hands. For more than 50 years, our team of Borrowing Specialists have helped people in the Boston-area obtain affordable mortgages.
We know taking out a mortgage isn’t an everyday occurrence for you, but it is for us. We’ll streamline the process for you no matter which mortgage you choose.

Mortgages we offer:

  • Fixed-rate mortgage
  • Adjustable-rate mortgage (ARM)

Fixed-rate mortgage: Fixed forever.

Take comfort knowing your interest rate will always be the same.

No surprises, plain and simple. The fixed-rate mortgage is one our most-popular programs. Give yourself peace of mind knowing exactly what your principle and interest payment is going to be every month.
Fixed-rate mortgage features:
  • Principal and interest payment do not change
  • Available for second and multi-family homes
  • Jumbo mortgage options

Adjustable-rate mortgage (ARM): When you need flexibility.

Lower interest rate means smaller payments.

We offer programs with a 5, 7 or 10-year initial term with annual adjustments made thereafter. With this selection, you may be able to afford a more expensive home while keeping mortgage payments manageable. Many people find this option desirable because their income could grow over time. A Century Bank Borrowing Specialist can determine if an ARM will save you money.
Adjustable-rate mortgage features:
  • Low monthly payments and potentially larger mortgage
  • Fixed monthly payment and interest rate for a specified period, may adjust annually thereafter
  • No prepayment penalty
  • Available for second and multi-family homes
  • Jumbo mortgage options