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Mortgages

We make borrowing easy.

Whether you are buying your first home, upgrading to a larger home or refinancing a home you’ve owned for years, a Century Bank Borrowing Specialist can customize a loan solution for your unique needs.

Types of mortgages we offer:

  • Fixed Rate Mortgage
  • Adjustable Rate Mortgage (ARM)
  • Special First Time Home Buyer Program
  • Get Prequalified - It's fast and free

Fixed Rate Mortgage: Fixed Rate. Forever.

Enjoy the peace of mind that comes from knowing your interest rate remains the same.

This is just one of the many advantages of choosing a Century Bank fixed rate mortgage. 
Fixed Rate Mortgage Features:
  • Principal and interest payment does not vary
  • A Century Bank Borrowing Specialist will always be there to help
  • Available for second and multi-family homes
  • Jumbo mortgage options

Adjustable Rate Mortgage (ARM): When you need flexibility.

A low interest rate is just one of the many benefits of a Century Bank adjustable rate mortgage.

Adjustable Rate Mortgage Features:
  • An ARM may come with lower monthly payments than a fixed-rate mortgage, which means you may qualify for a larger mortgage
  • Monthly payment and interest rate remain fixed for a specified period, and may be adjusted each year thereafter
  • No prepayment penalty
  • A Century Bank Borrowing Specialist is always there to help
  • Available for second and multi-family homes
  • Jumbo mortgage options

First Time Home Buyer Program: Your dream home is a click away.

Century makes home financing affordable and easy.

Low monthly payments mean buying your own home could cost less than renting. Our borrowing experts will guide you through the process and help you determine how much you can afford.
First Time Home buyer Mortgage Features:
  • It’s free to apply!
  • Our local experienced loan officers help you every step of the way, from pre-qualification to closing
  • Low down payments—Put as little as 3% down
  • Free online education
  • Free pre-qualification
  • Century Bank also participates in the ONE Mortgage program



















Derek Craig image
Derek Craig
Vice President
781-393-6045


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