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People working on home improvements paid for with their low rate heloc.
Home Equity of the Century 2.99% APR Guaranteed for 12 months 4.99% APR Prime -.51 thereafter.*

Home Equity Lines & Loans

Dream Big.

  • Great low rates
  • Flexibility when you need it
  • Easy access to funds
Whether it’s remodeling your home, paying for college, or planning a vacation, our home equity loans and home equity lines of credit are a smart way to finance big plans. Because we’re family run, we can make loan decisions quickly — so you can start living your dream faster. 

What is home equity?

Home equity is the amount of interest or ownership that a homeowner has in their home or property. The equity of your home is the difference between what your home could sell for and what you owe on the mortgage. Use this convenient calculator to see how much equity you have. 

Home Equity Loan 

A home equity loan is a loan for a fixed amount of money secured by your home. The loan is repaid in equal monthly payments over a fixed term. This option is great for projects or situations that require a lump-sum.

Home Equity Line of Credit (HELOC)

A HELOC allows you to borrow as much as you need, anytime you need it, up to your credit limit. With a HELOC, you only pay interest on the amount that you borrow. HELOC's are a great option for home renovations that may increase the value of your home. 
Century Bank offers both home equity loans and lines of credit at great rates. Have questions about which option is right for you? One of our Borrowing Specialists will guide you through the entire process so you can make confident and informed decisions. Call (866) 823-6887, chat live or email us
 

















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