Business Borrowing

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Business loans that work for you.

Loans and lines of credit, as well as expert service and advice.

  Line of credit Term loan Small Business Administration (SBA) Loans
Description Give your business the advantage of working capital to cover all your day-to-day necessities from inventory to seasonal upticks to payroll. Get the equipment and technology you need today—without tapping into your other sources of credit. Our competitive pricing and flexible repayment terms make it easy to invest in your business. Century Bank is a preferred lender of the SBA. Looking to build or expand? SBA loans and lines of credit offer big benefits, including flexible repayment terms and low down payment requirements. 
Loan Amount Up to $500,000* Up to $500,000 or more* Up to $500,000
Interest Rate Variable, based on Century Bank’s prime rate. Interest may be lower with auto-debit from your Century Bank business checking account. Fixed. Interest rate may be lower with auto-debit from your Century Bank business checking account. Fixed or variable, based on the Century Bank’s prime rate. Interest may be lower with auto-debit from your Century Bank business checking account.
Repayment Terms Revolving – your available balance increases as principal is paid Up to 5 years - fixed monthly payment of principal and interest. 12 months for lines of credit - up to 7 years for equipment, up to 20 years for real estate. Circumstances may vary.
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  Speak with a loan officer to get current rates. Contact us today.
*Higher loan amounts are available through our Commercial Borrowing group.
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