Trust services
When an individual turns to a bank, especially its Trust Department, they want the assurance that qualified, experienced people will be there to meet their needs.
The management and staff of our Trust Division have over 70 years of combined banking and trust experience. When you meet with one or our Trust Professionals you are meeting with a person who has the expertise, the authority and the flexibility to make the decisions required to meet your needs.
At Century BANK we offer a full array of products and services which we custom tailor to your individual situation, including:
• Living Trust
• Charitable Trust
• Trusts Created Under Wills
• Life Insurance Trust
• Estate Administration
• Custodial Accounts
• Investment Management Agency Account
• Department Managed and Self-Directed Indivdual Retirement Accounts
• Employee Benefit Retirement Accounts
Our Trust Professionals welcome the opportunity to meet with you. For more information, or to contact our staff directly please call Albert Melde, Senior Vice President & Trust Officer at (903) 223-3534.
Non-deposit investment products are not FDIC insured, not bank guaranteed and could lose value. |
Safe Deposit Boxes*
Provides a secure box for safekeeping of valuables. Available to Century BANK customers at most locations. Must have another type of Century BANK account in order to rent a safe deposit box.
Annual Rental Schedule
3 X 5 $15.00 per year
3 X 10 $25.00 per year
5 X 10 ½ $35.00 per year
10 X 10 ½ $50.00 per year
*Contents of safe deposit boxes are not FDIC insured.
Additional Services
Other Services Include:
Bank-by-phone
Gives customers 24-hour access to their account. It’s fast, it’s easy, and it’s FREE.
903-223-1500 Texarkana / New Boston / Atlanta
972-588-6500 Dallas Metro
877-735-2265 Toll FREE / Ashdown
- FREE to use
- Convenient
- Check balances
- Transfer funds
- Receive information on all accounts
- Safe and secure with customer selected PIN (Personal identification number)
Online banking
Century BANK offers FREE online banking with a variety of secure options.
www.centurybank.com
- FREE Online Banking
- FREE Bill Pay Service
- Access and print information on all accounts
- Transfer funds between accounts and make loan payments
- Online application - Apply online
ATM/Debit Cards
Access to accounts 24 hours a day, 7 days a week, accepted most anywhere across the country.
- FREE card, instantly issued
- FREE ATM usage anytime, anywhere
- Debit card accepted anywhere VISA is accepted
- Purchases are automatically deducted from account
Pennywise Coin Counters
- FREE to use
- Bring in loose coin to be counted
- Available in every Century BANK lobby
Direct Deposit
Direct Deposit is available to accounts for no additional charge. Contact any customer service representative for assistance with set-up of new, transfer from another bank, or change to current direct deposit.
Night Depository
The night depository is used for customers to drop off their secured deposits after hours. Night depositories are available at every Century BANK location. It is convenient and accessible 24 hours a day.
Overdraft Privilege
Transactions may be approved that overdraw the account and fees may be incurred. $23.47
may be charged if a transaction results in an overdraft that is paid. A negative account balance must be repaid within 30 days.
As a non-contractual courtesy, we may pay overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable, against your account, which also will include overdraft fees. There is a $23.47 fee for each item paid into the overdraft. There is a $23.47
fee for each item returned for non-sufficient funds (NSF). All overdrafts are to be repaid within 30 days. We reserve the right to not pay any overdrafts, at any time. Certain requirements apply.
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/ Member FDIC