Current Rates

PERSONAL LOAN RATES Rates are effective as of Jun 19, 2013 . All rates are updated daily and are subject to change.

			New Auto: 36 Months*		4.990%		20%		$29.96
			New Auto: 48 Months*		4.990%		20%		$23.02
			New Auto: 60 Months*		5.500%		20%		$19.10
			PreOwned Auto(current model year): 48 Months*		6.990%		20%		$23.94
			Unsecured Loan: (various terms available)		12.500%		N/A
			Personal Credit Line + ^		8.000%		N/A
			Line of Credit Overdraft Protection ++		18.000%		N/A
	NOTES:
	*	Auto loan rates are quoted with a 1/2% reduction assuming autodebit from a Century Account. New auto loans up to 80% financed and used auto loans up to 80% of NADA finance value or 80% of purchase price, whichever is lower. Minimum loan amount is $1,500.
	**	Unsecured loan rates are quoted with a 1/2% reduction assuming autodebit from a Century Account. Unsecured installment loans range from $1,500 to $25,000.
	+	Personal Credit Lines, accessible by a separate order of checks, range from $1,000 to $10,000.
	++	Line of Credit Overdraft Protection, linked to your personal checking account, ranges from $500 to $10,000 and has a $25.00 annual fee.
	^	The annual percentage rate (APR) is variable and based on the Prime Rate plus 4.00% as published in the Wall Street Journal as of the last business day of the month effective with the first business day of the following month. Prime was 3.25% APR as of the date listed at the top of this page. Maximum line amount is $10,000. The Maximum APR is 18.00% and will not go below 8.00%