Current Rates

INDIVIDUAL RETIREMENT ACCOUNTS Rates are effective as of Jun 20, 2013 . All rates are updated daily and are subject to change.

VARIABLE RATE ACCOUNTS
	Accumulator IRA		$100		None		0.50%		0.50%
	18 Month IRA Certificate of Deposit		$100		None		0.22%		0.22%
FIXED RATE ACCOUNTS - CERTIFICATES OF DEPOSIT
Term
	3 month up to 6 months		$500		None		0.25%		0.25%
	6 months up to 1 year		$500		None		0.35%		0.35%
	1 year up to 2 years		$500		None		0.50%		0.50%
	2 years up to 3 years		$500		None		0.80%		0.80%
	3 years up to 5 years		$500		None		0.90%		0.90%
	5 years		$500		None		1.00%		1.00%
	NOTES:
	-	Any Annual Percentage Yield (APY) provided assumes all balances, principal plus interest will remain on deposit until maturity for accounts with terms, or for at least one year on accounts with no terms. Interest is compounded monthly.
	-	Withdrawals prior to maturity requires the consent of the Bank. Substantial penalties are imposed on early withdrawals from term accounts.
	-	Quoted rates are for accounts under $90,000, rates for accounts in excess of $90,000 are available. Rates on fixed rate accounts are guaranteed for the length of the term however, rates on variable rate accounts may change at any time after the account is opened.
	-	Withdrawals or fees could reduce earnings on these accounts. The variable rate accounts can be opened with as little as $10 if an automatic transfer is established.
	-	IRA accounts are subject to IRS penalties when withdrawing from your account prior to attaining age 59 1/2. Please call Customer Service at 866.8.CENTURY for more details and complete disclosures on our Individual Retirement Accounts.