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Checking


Home >> Personal Banking >> Checking Accounts

Checking
Different customers look for different things in a checking account. That is why Century Bank offers so many checking options. No matter what account you choose, you will receive our streamlined statement that provides you with complete details of your account activity in an easy-to-read format, making reconciliation simple.

Account Name Earns Interest ATM & POS Fees1 Maintenance Fee Minimum Average Daily Balance To Waive Maintenance Fee
Executive Checking Yes* No ATM or POS fees $19 $5,000 or aggregate deposit relationship balance in your Century Bank accounts** of $25,000
Preferred Checking Yes* No ATM or POS fees $12 $2,500 or aggregate deposit relationship balance in your Century Bank accounts** of $5,000
Classic Checking No No POS or Century
ATM fees plus 6 free
non-Century Bank ATM
transactions monthly
$10 $500 or aggregate deposit relationship balance in your Century Bank accounts** of $2,500
Free Checking No No POS or Century
ATM fees plus 4 free
non-Century Bank ATM
transactions monthly
None None
Cool Cash Personal Money Market Checking Yes* No ATM Fees $12 $2,500

For added convenience, you may apply for a Century Bank MasterMoney™ ATM/Debit Card for 24 hour access to your funds, unlimited free point-of-sale (POS) transactions, and no monthly transaction fees.1 Your ATM transactions conducted at a Century Bank ATM are always free and unlimited.

Get instant cash and access your account(s) at hundreds of thousands of ATMs in the NYCE® and Cirrus® networks or SUMSM Program Member ATMs. And with Century Bank’s membership in the NYCE Shared Deposit Program, Century Bank customers can use over 200 ATMs to perform deposit transactions. Look for the NYCE Deposit Mark on participating banks’ ATMs.

To get a list of participating banks' ATMs, click either "ATM Locator/NYCE Shared Deposit Program" or "ATM Locator/SUMSM Program Member Financial Institutions."

We think you will agree that Century Bank is clearly the best place to do your banking.

Executive Checking
Manage your daily banking, build your savings, and take advantage of benefits – all in one relationship account.

  • An interest-bearing checking account.
  • A good value for those who maintain $5,000 in their checking or more than $25,000 in all of their Century Bank accounts combined.
  • One year free rental of a personal-sized safe deposit box.
  • Personal Internet Banking with no fee eXpress Pay.

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Preferred Checking
We know customers want to earn interest on balances they maintain, and they want access to their money when and how they choose.

  • An interest-bearing checking account.
  • A good value for those who maintain $2,500 in their checking or more than $5,000 in all of their Century Bank accounts combined.
  • Personal Internet Banking with no fee eXpress Pay.

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Classic Checking
Our Classic Checking account is designed for customers who want up to six (6) fee-free ATM transactions monthly at non-Century Bank ATMs.1

  • A non-interest bearing checking account.
  • A good value for those who maintain $500 in their checking or more than $2,500 in all of their Century Bank accounts combined.
  • Personal Internet Banking with no fee eXpress Pay.

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Free Checking
Free Checking is easy to describe, there is no minimum balance requirement, no per check charge, and no maintenance fee. You can make up to four (4) fee free ATM transactions monthly at a non-Century Bank ATM.1 Your ATM transactions conducted at a Century Bank ATM are always free and unlimited.

  • A non-interest bearing checking account.
  • Detailed monthly statement.
  • Personal Internet Banking with no fee eXpress Pay.

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Cool Cash Personal Money Market Checking Account2
You can earn a competitive interest rate with the added convenience of limited check-writing.

  • A good value for those who maintain $2,500 or more Money Market Checking Accounts.
  • Get easy access to your money with an ATM Card linked to this account.

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