To apply for a retail loan, call or come by to see a Loan Specialist at any Century BANK Location. You will receive a Rapid Response to your request due to LOCAL decision making.
Personal
Secured and unsecured loans for any need, including but not limited to:
• New and used autos
• RVs
• Boats
• Education
• Debt consolidation
• Home Equity
• Vacations
Residental
Home Loans to fit your need including:
• FHA and VA
• Conventional
• ARMs (Adjustable rate mortgages)
• Interim construction
• Vacation home
Business Loans
Competitive interest rates with LOCAL bankers making LOCAL decisions for your business needs including but not limited to:
• Inventory
• Accounts receivable
• New and used equipment
• Rolling stock
• Real estate
• Floor plans
• To purchase a business
• SBA (Small business administration)
Agricultural Loans
Ag Banking Specialists offering competitively priced loans including but not limited to:
• Cattle
• New and used equipment
• Farm and ranch land
• Timber land
• Crop production
Real Estate Loans
Investment and development real estate specialists offerling loans including but not limited to:
• Residential development
• Apartment complexes
• Rent houses
• Strip shopping centers
• Strip office centers
• Commercial development
• Interim construction
Century BANK's Mortgage Banking Department provides customized services to meet your needs. Whether you wish to build a new home, purchase an existing property, or refinance your present home, Century Bank's knowledgeable Mortgage Lending Specialists offer a full menu of financing options.
 Home Loan Application
Conventional Loans
• 30 Year Fixed
Fixed interest rate amortized over a 30-year period providing stable monthly payments.
• 10 - 15 - 20 Year Fixed
Shorter terms and lower interest rates than the 30 year program allowing home-owners to save thousands of dollars in interest over the life of the loan.
• 1- 7 Year Adjustable Rate Mortgage
This is a mortgage with an interest rate that changes periodically in relation to an index. Payments may increase or decrease accordingly.
Government Loans
• FHA Loans
These allow as little as a 3% down payment and offer 15 to 30 year fixed rate terms.
• VA Loans
Allow qualifying Veterans to finance 100% of the purchase price. 30 and 15 year fixed rate terms are available.
Construction Financing
Century Bank's construction loan program allows interest-only payments to be made on those funds that have been periodically disbursed during the construction process. Your Century BANK mortgage loan specialist can even give you pre-approval on permanent financing before construction begins.
Call to schedule an appointment with one of our Mortgage Loan Specialists to pre-qualify for a home loan. You'll know your mortgage limit and have the funds initially approved before you even start house hunting.
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